Sallie Mae Student Loans
With college costs growing fast, it's time to borrow smarter. Get started.
The Smart Option Student Loan offers these benefits:
- A choice of competitive rates for undergraduate students
Low, variable interest rates from 2.25% APR to 9.37% APR. We also offer fixed interest rates from 5.74% APR to 11.85% APR.
- Rewards for paying on time
- Get a Smart Reward in your Upromise account of 2% of your scheduled monthly in-school payments that are made on time while in school with the Interest and Fixed Repayment Options.
- Lower your interest rate
- Receive a 0.25 percentage point interest rate reduction while enrolled for making scheduled monthly payments by automatic debit.
- Get the money you need. Borrow up to 100% of your school-certified cost of attendance (minimum $1,000).
- Choose the repayment option that's best for you: Deferred Repayment, Fixed Repayment, or Interest Repayment.
APPLYING ONLINE IS EASY. IT ONLY TAKES ABOUT 15 MINUTES TO APPLY AND GET A CREDIT RESULT.
Click here to get started or for more information.