Click here to return to the Heights Community FCU Home Page. 3530 Freemansburg Avenue
Bethlehem, PA 18020-5737

Telephone 610-868-8211
Fax 610-868-7328
Serving Members Since 1939Office is OPEN today, Wednesday, November 22, 2017, 9 a.m. - 5 p.m.
Learn more about checking and savings at the Heights. Learn more about loans and mortgages at the Heights. Learn more about Visa Credit and Debit cards at the Heights. Learn more about 24 hour banking options at the Heights. Learn more about memberships and services at the Heights. Learn more about insurance available through the Heights. Find our hours and location at the Heights.

Click This Button
For Online Banking:

Click here for Online Banking
Click here to apply for a Great Loan.
Click here for your Visa Card website.

Heights Calendar

Thursday, November 23
Thanksgiving Day
(Credit Union Closed)
Monday, December 25
Christmas Day
(Credit Union Closed)
Monday, January 1
New Year's Day
(Credit Union Closed)

Click here for more Holiday Hours, Closings & Special Events...

 

Quick Find:

Home Page
Hours & Location
Access Point
Applications
ATMs
Checking & Savings
Checks (Order Online)
Contact Us
Fees
Gift Cards
Insurance
Legal Services
Loans
Membership
Money Orders
Newsletters
Overdraft Protection
Privacy Policy
Rates (Loans)
Rates (Savings)
Routing Number
Student Loans
Visa® Debit/Credit Cards
What's a Credit Union?

Loans

Click here to go to our new Mortgage Center.

 

Let Our Great Loans Take You to New Heights!

Rates as low as 2.24% on New AND Used Vehicles

7-Year Auto Loans Available!

Try Our On-Line Monthly Payment Calculator

We offer a wide range of loans to fit your needs, including our new 7-Year Auto Loans. This loan enables you to purchase more expensive cars and trucks than you might have been able to afford with shorter terms. Want to know approximately what your loan will cost each month? We now have an online monthly payment calculator for most of our loans, too. (There's a button at each of the loan types shown below.) Call our loan officer at 610-868-8211 for details on any of these loans.

Click on the loan type to see details and rates:

Automobile Loans - New

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1 Year 2.490% 2.240%*
2 Years 2.490% 2.240%*
3 Years 2.490% 2.240%*
4 Years 2.490% 2.240%*
5 Years 2.490% 2.240%*
6 Years 3.740% 3.490%*
7 Years 3.740% 3.490%*
(100% Financing + Warranty) *Discount rate reflects .25% off regular rate with automatic transfer from Share or Share Draft Accounts.
Return to top
 

Automobile Loans - Used

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1 Year 2.490% 2.240%*
2 Years 2.490% 2.240%*
3 Years 2.490% 2.240%*
4 Years 2.490% 2.240%*
5 Years 2.490% 2.240%*
6 Years 3.740% 3.490%*
7 Years 3.740% 3.490%*
100% Financing of NADA retail value for vehicles 1 & 2 years old; 80% Financing of NADA retail value for vehicles 3-6 years old. Used vehicles more than 6 years old will be financed using our Personal Loan Rates and holding the title as collateral. *Rate with Discount reflects .25% off regular rate with automatic transfer from Share or Share Draft Accounts.
Return to top
 

Home Equity Loans

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1-5 Years 2.240% 1.990%*
6-10 Years 4.240% 3.990%*
Loans up to 80% of the Appraised Value performed by a licensed appraiser. Requires no additional funds to be financed with the existing balance to get the lower rate. *Rate with Discount reflects .25% off regular rate with automatic transfer from Share or Share Draft account.
Return to top
 

Personal Service Loans

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1-5 Years 12.250% N/A
(Maximum Loan Amount: $5,000.00; $100.00 min. request and $25.00 min. payment) *Rate with Discount reflects .25% off regular rate with automatic transfer from Share or Share Draft account.
Return to top
 

Pledge Share Loans

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1-4 Years 5.000% N/A
5-10 Years 5.500% N/A
Return to top
 

Signature Loan Special

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
SPECIAL! 18 months ($2,000 Max.) 7.240% 6.990%*
(Maximum Loan: $2,000.00) *Rate with discount reflects .25% off regular rate with automatic transfer of payment from Share or Share Draft Account.
Return to top
 

Signature Loans

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
1-3 Years 8.240% 7.990%*
4-5 Years 10.240% 9.990%*
(Maximum Loan: $5,000.00) *Rate with discount reflects .25% off regular rate with automatic transfer of payment from Share or Share Draft Account.
Return to top
 

VISA Credit Card

Loan Term Loan Rate (APR) Loan Rate (APR) w/Discount*
11.900% N/A
$5,000 maximum credit limit.
Return to top
 
Your Heights Community FCU Accounts are insured to at least $100,000 and backed by full faith and credit of the United States Government through the by the National Credit Union Administration, a U.S. Government Agency (IRAs up to $250,000). Click here to read more about the NCUA. The Heights Community FCU is an equal opportunity housing lender.

Your savings are insured to at least $250,000 and backed by full faith and credit of the United States Government through the National Credit Union Administration (NCUA), an agency of the U.S. Government. IRA accounts are insured separately up to $250,000 by the NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. APY = Annual Percentage Yield   APR = Annual Percentage Rate
Copyright © 2017 The Heights Community Federal Credit Union. All rights reserved.

The Heights is a member of the Greater Lehigh Valley Chamber of Commerce. Click here to go to their site. The Heights supports Credit Unions for Kids, the most comprehensive fundraising vehicle for members of the credit union movement. Click here to go to the CU4Kids site. The Heights supports the Special Olympics Pennsylvania. Click here to go to their site.