Click here to return to the Heights Community FCU Home Page. 3530 Freemansburg Avenue
Bethlehem, PA 18020-5737

Telephone 610-868-8211
Fax 610-868-7328
Serving Members Since 1939Office will be OPEN today, Tuesday, September 26, 2017, 9 a.m. - 5 p.m.
Learn more about checking and savings at the Heights. Learn more about loans and mortgages at the Heights. Learn more about Visa Credit and Debit cards at the Heights. Learn more about 24 hour banking options at the Heights. Learn more about memberships and services at the Heights. Learn more about insurance available through the Heights. Find our hours and location at the Heights.

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Heights Calendar

Monday, October 9
Columbus Day
(Credit Union Closed)
Thursday, November 23
Thanksgiving Day
(Credit Union Closed)

Click here for more Holiday Hours, Closings & Special Events...

 

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Overdraft Protection: Automatic & Free

Heights Community FCU offers two types of overdraft protection for your share draft (checking) account:

  • Automatic transfer from savings: if a check or debit drawn on your checking exceeds the available funds in the checking account, the additional amount needed will be automatically taken at no charge from your share (savings) account (if you have sufficient funds in your savings account). Members are automatically signed up for this service.
  • Automatic transfer from personal line of credit: Once you have set up a personal line of credit with HSJFCU, any check or debit drawn from your checking account that exceeds the amount available in the checking account will automatically be drawn at no charge from your line of credit (if you have not exceeded the line of credit limit). You must sign up and be approved for a line of credit to get this type of automatic transfer.
  • Courtesy Pay (click here for more information about Courtesy Pay) is a service that provides you with another resource to help manage your occasional cash shortfall. With Courtesy Pay instead of returning a transaction due to insufficient funds, we have the option to pay the item, (up to a credit limit of $400.00) and allow your account to go negative. This may save you any third party fees, plus the embarrassment of having the item returned. The standard $30.00 non-sufficient funds (NSF) fee still applies. Courtesy Pay is a non-contractual service and requires no action to enroll (not all accounts are eligible). For more information or to opt-out, call the credit union at (610) 868-8211.

Never a fee to transfer funds from your Personal Line of Credit or Share (savings) account to your checking account.

To sign up for a Personal Line of Credit, please speak with our Loan officer at 610-868-8211

 
Your Heights Community FCU Accounts are insured to at least $100,000 and backed by full faith and credit of the United States Government through the by the National Credit Union Administration, a U.S. Government Agency (IRAs up to $250,000). Click here to read more about the NCUA. The Heights Community FCU is an equal opportunity housing lender.

Your savings are insured to at least $250,000 and backed by full faith and credit of the United States Government through the National Credit Union Administration (NCUA), an agency of the U.S. Government. IRA accounts are insured separately up to $250,000 by the NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. APY = Annual Percentage Yield   APR = Annual Percentage Rate
Copyright © 2017 The Heights Community Federal Credit Union. All rights reserved.

The Heights is a member of the Greater Lehigh Valley Chamber of Commerce. Click here to go to their site. The Heights supports Credit Unions for Kids, the most comprehensive fundraising vehicle for members of the credit union movement. Click here to go to the CU4Kids site. The Heights supports the Special Olympics Pennsylvania. Click here to go to their site.